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Insurance Appraisers, Auto Damage

Also called: Appraiser, Automobile Appraiser (Auto Appraiser), Automobile Damage Appraiser (Auto Damage Appraiser), Damage Appraiser

US median pay

$78,240

per year, 2025

Job growth 2025–35

-8.7%

declining

Openings a year (US)

700

13,500 employed

Typical entry education

Postsecondary nondegree award

Preparation 3/5 · Medium preparation

What this job is

Appraise automobile or other vehicle damage to determine repair costs for insurance claim settlement. Prepare insurance forms to indicate repair cost or cost estimates and recommendations. May seek agreement with automotive repair shop on repair costs.

What they do day to day

  • Evaluate practicality of repair as opposed to payment of market value of vehicle before accident.
  • Review repair cost estimates with automobile repair shop to secure agreement on cost of repairs.
  • Examine damaged vehicle to determine extent of structural, body, mechanical, electrical, or interior damage.
  • Prepare insurance forms to indicate repair cost estimates and recommendations.
  • Estimate parts and labor to repair damage, using standard automotive labor and parts cost manuals and knowledge of automotive repair.
  • Determine salvage value on total-loss vehicle.
  • Arrange to have damage appraised by another appraiser to resolve disagreement with shop on repair cost.

Skills and knowledge that matter most

Skills

  • Time Management3.2/5
  • Judgment and Decision Making3.1/5
  • Social Perceptiveness3.0/5
  • Service Orientation3.0/5
  • Persuasion2.9/5
  • Negotiation2.9/5
  • Coordination2.9/5
  • Complex Problem Solving2.9/5

Knowledge

  • Customer and Personal Service4.2/5
  • English Language3.8/5
  • Computers and Electronics3.4/5
  • Mechanical3.2/5
  • Administrative3.1/5
  • Education and Training3.0/5

Importance rated by people working in the job (1 = not important, 5 = extremely important).

Education and preparation

Preparation level 3 of 5 — Medium preparation. Usually vocational training, an associate's degree or an apprenticeship.

Typical entry education (BLS): Postsecondary nondegree award.

Highest education of people in this job:

  • Some college31%
  • Post-secondary certificate29%
  • High school diploma24%

Who this job suits

Mostly Conventional

Organising data, details and procedures

Realistic

Hands-on work with tools, machines, plants or animals

Enterprising

Leading, persuading and starting things

Based on the Holland (RIASEC) interest profile for this occupation.

Job titles you'll see in postings

AppraiserAutomobile Appraiser (Auto Appraiser)Automobile Damage Appraiser (Auto Damage Appraiser)Damage AppraiserField AppraiserField InspectorInsurance AppraiserMaterial Damage AppraiserOutside Physical Damage AppraiserPhysical Damage Appraiser